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You may wonder if you need an attorney after an injury, particularly if the insurance company has contacted you and appears to be willing to pay you a settlement. Did you know that those who have legal representation from our Cape Cod personal injury attorney could expect to recover a great deal more in compensation for damages than if they try to work directly with the insurance company?
Insurance companies are well aware that the general public does not have all the information about the law, and what can be expected for a settlement in an injury claim. Insurance company personnel will often move forward very quickly to contact the injured person or their families, and in some cases, even urge the injured victim NOT to get a lawyer.
Why would they do this? Firstly, they are not representing your interests – their insurance company is representing the person that caused the injury. They want to achieve a settlement that is as low as possible – even if the injury is very serious and will take a long time to resolve and will require extensive medical care in upcoming months or years. Never risk your future ability to pay your medical expenses by accepting a settlement offer without getting help from a law firm that is very qualified to evaluate your case.
How an evaluation of an injury is done correctly includes determining all of the damages in the case. These include economic and non-economic damages. Economic damages are the hard costs that you experienced, such as medical bills, hospital bills, nursing care, rehabilitation, costs such as transportation, loss of work income, and the cost of any medications, medical devices or other actual costs. Non-economic damages are those that are much more personal, including pain and suffering, and loss of quality of life, which can be an issue, particularly in very serious injury cases.
If you or someone you love has been injured in a case in which another party was at fault, you really do owe it to yourself and your family to get legal representation to manage the claim or lawsuit. Insurance companies are not humanitarians when it comes to paying claims. They are skilled in getting people to agree to a settlement that could be too low. They use friendliness, pressure, and delays to get an injured person to accept a check that truly is inadequate. What could be worse than accepting a settlement and having it be too low to pay your medical bills, or cover your cost to live while you recover? Don’t you think you deserve enough in your settlement to pay ALL of your costs, as well as address the damages that are personal and impacting your life after the injury?
We know what to do. If you have been injured, and have been contacted by the insurance company for the at-fault party, get our help before you answer questions, allow them access to your medical records, or have any discussions with them. If an insurance company has already made you an offer – don’t accept it. Call our firm and get your case reviewed. We do not want you to be victimized again, and we will fight for you and your right to fair and full compensation.
Contact our firm, the Law Offices of John S. Moffa, for more information about claims and lawsuits in personal injury cases in Cape Cod.